# 💳 A Step-by-Step Guide to Creating Payment Links with Modem Pay

In Gambia, setting up a way to accept payments online has always felt harder than it should. With Modem Pay, we’re changing that, **so no code is required**.

Whether you're a vendor, freelancer, event organizer, school, or business owner, you can now **generate simple, shareable payment links** that let you accept mobile money with ease.

Here’s exactly how to do it 👇

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### 🧭 Step-by-Step: How to Create a One-Time Payment Link

1. **Log in to your Modem Pay dashboard**  
    Head to [modempay.com](https://merchant.modempay.com) and log in to your merchant account.
    
2. **Click on “Payment Links” in the sidebar**  
    This is where all your links will live.
    
3. **Click “New Payment Link.”**  
    You’ll be prompted to choose a link type:
    
    * **One-Time Payment**
        
    * **Donations**
        
    * **Subscription**
        
    
    For this guide, we’re selecting **One-Time Payment**.
    
4. **Set the Title and Description**  
    This is what your customer sees. Make it clear and relevant.  
    *Example: “Pay for your school uniform”*
    
5. **Enter the amount (or leave it blank)**
    
    * Enter a fixed amount if you're charging for a specific service.
        
    * Leave it blank to allow the customer to enter any amount they want (useful for donations or flexible pricing).
        

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### ⚙️ Advanced Settings (Optional but Powerful)

Modem Pay gives you full control with these extras:

* **Redirect URL**  
    Want to send users to your website or WhatsApp after payment? Just paste your URL here.
    
* **Minimum Payable Amount**  
    If you allow flexible payments but want to enforce a minimum (e.g., D50), enter it here.
    
* **Custom Fields**  
    Want to collect extra info? Add fields like:
    
    * Name
        
    * Email
        
    * Student ID
        
    * Address  
        Perfect for schools, service providers, and ticket sales.
        
* **Notification Channels**  
    Want multiple people notified when a payment happens?  
    Enter their emails here. You’ll receive real-time alerts. (Note: Email is the only supported channel for now.)
    

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### ✅ That’s It!

Click **Create**, and your payment link is ready.

Now you can:

* Share the link via WhatsApp, SMS, or your website
    
* Get paid instantly via QMoney, AfriMoney, or Wave
    
* Track every transaction inside your Modem Pay dashboard
    

No code. No friction. Just a simple way to get paid.

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### 💡 Why Payment Links Matter

For many Gambian businesses, asking a customer to “send money to this number” creates confusion and lacks professionalism. With Modem Pay:

* You create clear, trusted payment flows
    
* You control how much to charge
    
* You collect structured data from every customer
    
* You get real-time notifications
    

It’s modern. It’s simple. And it’s **built for Gambian businesses**.

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**Start creating your first payment link today →** [**modempay.com**](https://merchant.modempay.com)